What are the restrictions pertaining to post-retirement employment?

In accordance with Massachusetts General Laws (M.G.L. Chapter 32 §91), there are two strict limitations on further public employment within the Commonwealth of Massachusetts following your retirement from a public service position.

  • Your post-retirement employment is limited to a period of not more than 1,200 hours, in the aggregate, or
  • Your earnings for the period of post-retirement employment, when added to your retirement allowance, cannot be greater than the salary currently being paid for the position from which you have retired plus $15,000. In the first year following retirement, the additional $15,000 is not included in the calculation.

If you exceed either limitation during the calendar year (January 1 through December 31), you must cease all Massachusetts public employment. Also, you will be subject to reimbursement of all compensation in excess of your limits, or you must waive the receipt of your retirement allowance for the period of re-employment with any Massachusetts public sector employer.

For superannuation retirees, employment in the private sector is not subject to any restrictions.

For all disability retirees, all post–retirement earnings, including private sector earnings, are subject to restrictions.